Luck is where preparation and opportunity meet.

Don’t let your financial future be the one that got away.
Contact The Niew Group to set the hooks in your own retirement goals.

Are you ready to retire?

Like death and taxes, one of the few sure things in life is that everyone has to address retirement at some point or another. Whether it is choosing when to retire, whether or not to retire, or determining if you have enough money to last through retirement, you must eventually face your own retirement needs.

Managing Risk within a Retirement Plan that Works for You.

At The Niew Group, our goal is to prepare you for the years before and during your much-deserved retirement. To do so requires that we accept and face the reality that your dreams for a safe, secure retirement can be threatened by several widespread risks to your long-term financial security. While these risks will vary depending on individual circumstances, here are the main types of risk common to all retirees:

• Inflation risk — Will your investments keep up with the changing value of money over time?
  
• Investment risk — Are your invested funds both secure and earning at the level you require and desire?
  
• Loss of spouse — Will your retirement income continue to provide adequate support for a surviving spouse?
  
• Health and Frailty — Are you able to pay for health care, long-term care or nursing home costs, either planned or unexpected?
  
• Longevity — Will your retirement plan provide you an income stream that lasts a lifetime . . . no matter how long that lifetime may be?

Growing inflation and rising costs for such everyday necessities as food, health care, travel expenses and day-to-day maintenance items pose a greater risk for seniors who are more apt to be on a fixed income. It is widely expected that cost of living increases for pensions and social security based on the Consumer Price Index will not adequately keep seniors ahead of the costs that truly affect them.

Understanding and coping with these risks—and minimizing their effects—requires skillful planning and knowledgeable action. What is needed to keep you from experiencing problems in retirement is to have an accurate and comprehensive plan that takes into account all of the complexities that you will face. A good financial plan will give you a realistic view of what standard of living to expect during retirement, and how to minimize the devastating effect of inflation. “Senior inflation” should be of great concern, but professional planning and counseling—the type The Niew Group specializes in—can prevent your carefree retirement from turning into a stressful one.

The decisions you will have to make concerning your own retirement will require thorough analysis and careful planning. The Niew Group will analyze your risk exposure and work hand-in-hand with you to design a financial plan for managing these risks and protecting your hard-earned assets both before and during your retirement.

Contact The Niew Group today to learn more about Retirement Living and our ability to help you plan for a safe, secure retirement.

The Niew Group can help you Earn it, Keep it, and Grow it.